With many options and competitive rates our conventional home loans are flexible to meet your specific needs. We have fixed rate and adjustable rate loans for home purchase, investment, or new construction. Conventional loans can have as little as 5% down payment and repayment terms up to 30 years. If you have excellent credit this may be the best home loan choice for you.
FHA mortgage loans are popular for 1st time homebuyers because they only require a down payment of 3.5% and that money can also come from down payment assistance grants. FHA does not make loans, rather they insure these loans that are made by private lenders. A lot of borrowers feel good knowing their loan is backed by the federal government.
VA loans are only offered to veterans. This is a popular loan because a VA loan allows you to obtain 100% financing with no mortgage insurance. As a veteran you are able to get a loan up to $417,000. The Veteran's Administration does require an upfront funding fee depending on whether you have used your eligibility before or not.
Why Pythius Home Loans?
Pythius Home Loans is a premier mortgage company serving the Temecula Valley and North San Diego County area. We offer great loan programs with the most competitive interest rates that you will find anywhere. You can use this online resource to learn more about our available mortgage loan and refinance programs available for Temecula and surrounding areas. You can also search for homes, calculate your mortgage, and more. We strive to give you all the information you need to make the right decision on the perfect mortgage loans for your personal financial situation. Our unparalleled customer service ensures that your transaction will be hassle-free, that you will close on time and that there will be no surprises.
"Thanks for pulling the rabbit out of the hat and putting this together so quickly. You guys are the greatest! Brian Janey - Allego Piano Services
"Thanks for all your hard work. I don't think this would have happened for me if I was working with any other individual from another bank. Tori Stitt - Veteran